There are many types of insurance that's available and there are lots of options to choose from. But if you really stop and think about it, you will realize that home insurance is the most important of all of these.
Sure health insurance will saver your life, and gadget insurance will protect your stuff, and liability insurance will stop you being sued. But home is where you live, where you bring up your children, and so it's obvious home insurance is the first type of insurance you should be buying. Just imagine all the things that can happen in the home. Fires, burglaries, storm damage, floods. All these need insuring for.
That's why home insurance is also the most complex type of insurance. Your bank or mortgage lender will give you many insurance options, but its still important to shop around. If you have a house with lots of bedrooms then the insurance is likely to be more expensive. Your mortgage lender isn't going to give you the best rates. But the market is vast and you'll surely find a good option somewhere.
Insurance is important, all insurance is important. But home insurance can protect where you live. Your home is the most vulnerable place in the world, more vulnerable than your car or even your life. And its also why insurance fraud is so prevelant because it's so complex. There are often so many forms to fill in and lots of questions to answer.